Importance of travel insurance
Travel insurance is one of the essentials when travelling. You may require medical assistance when overseas, without insurance you may be liable for very high medical fees - this is particularly the case when travelling to the USA (especially if hospitalised). Please review the various policies from travel insurance providers. If you have chronic medical conditions, have been recently treated in a hospital, or had surgery, it is important to disclose these circumstances and obtain a quote for insurance declaring all pre-existing conditions. If relying on insurance provided as part of your credit card, please ensure you are adequately covered as often this type of insurance has many exclusions and limits.